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Personal Financial Literacy

Personal Financial Literacy is designed for students in Grades 10-12.  These standards of learning are priority, essential, and necessary for all Oklahoma students.  Learning the ideas, concepts, knowledge, and skills will enable students to implement personal financial decision-making skills; to become wise, successful, and knowledgeable consumers, savers, investors, users of credit, money managers, and to be participating members of a global workforce and society.


Oklahoma Academic Standards

 

Real-world topics covered by these standards include:

  • Earning an income
  • Understanding state and federal taxes
  • Banking and financial services
  • Managing a bank account
  • Savings and investing
  • Planning for retirement
  • Understanding the Free Application for Federal Student Aid (FAFSA), loans and borrowing money, including predatory lending and payday loans
  • Understanding interest, credit card debt, and online commerce
  • Identity fraud and theft
  • Rights and responsibilities of renting or buying a home
  • Understanding insurance
  • Understanding the financial impact and consequences of gambling, bankruptcy and charitable giving

Professional Development Series


Teacher Resources and Information


Virtual Learning Resources


FAFSA Help


For additional information, please contact:

Brenda Beymer-Chapman, J.D.
Project Manager, Social Studies and Personal Financial Literacy
(405) 522-3523
Brenda.Chapman@sde.ok.gov

Last Modified on Mar 07, 2025
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