Personal Financial Literacy

Personal Financial Literacy is designed for students in Grades 10-12.  These standards of learning are priority, essential, and necessary for all Oklahoma students.  Learning the ideas, concepts, knowledge, and skills will enable students to implement personal financial decision-making skills; to become wise, successful, and knowledgeable consumers, savers, investors, users of credit, money managers, and to be participating members of a global workforce and society.

• Personal Financial Literacy FAQs
• Oklahoma Academic Standards for Personal Financial Literacy
• Personal Financial Literacy Framework

Real-world topics covered by these standards include:

• Earning an income
• Understanding state and federal taxes
• Banking and financial services
• Managing a bank account
• Savings and investing
• Planning for retirement
• Understanding the Free Application for Federal Student Aid (FAFSA), loans and borrowing money, including predatory lending and payday loans
• Understanding interest, credit card debt, and online commerce
• Identity fraud and theft
• Rights and responsibilities of renting or buying a home
• Understanding insurance
• Understanding the financial impact and consequences of gambling, bankruptcy and charitable giving

• Economic Reasoning

• Next-Gen Personal Finance
• Intuit for Education
• Personal Financial Literacy State Rules
• House Bill 1476
• PFL Academic Glossary
• Passport Cumulative Record Form
• Introduction Guide to the Curriculum

• Banzai
• EVERFI
• FoolProof
• Zogo Classroom
• K-20 Center Mind Your Own Budget
• Next Gen Personal Finance
• Junior Achievement
• Budget Challenge

• Federal Student Aid
• Federal Student Aid help
  
• Free Application for Federal Student Aid
• FAFSA Video Tutorials
• FAFSA 4caster
• Expected Family Contribution (EFC) Calculator
• Bankrate's Guide to FAFSA

Brenda Beymer-Chapman, J.D.
Project Manager, Social Studies and Personal Financial Literacy
(405) 522-3523
Brenda.Chapman@sde.ok.gov