Personal Financial Literacy
Personal Financial Literacy is designed for students in Grades 10-12. These standards of learning are priority, essential, and necessary for all Oklahoma students. Learning the ideas, concepts, knowledge, and skills will enable students to implement personal financial decision-making skills; to become wise, successful, and knowledgeable consumers, savers, investors, users of credit, money managers, and to be participating members of a global workforce and society.
Oklahoma Academic Standards
- Personal Financial Literacy FAQs
- Oklahoma Academic Standards for Personal Financial Literacy
- Personal Financial Literacy Framework
Real-world topics covered by these standards include:
- Earning an income
- Understanding state and federal taxes
- Banking and financial services
- Managing a bank account
- Savings and investing
- Planning for retirement
- Understanding the Free Application for Federal Student Aid (FAFSA), loans and borrowing money, including predatory lending and payday loans
- Understanding interest, credit card debt, and online commerce
- Identity fraud and theft
- Rights and responsibilities of renting or buying a home
- Understanding insurance
- Understanding the financial impact and consequences of gambling, bankruptcy and charitable giving
Professional Development Series
Teacher Resources and Information
Virtual Learning Resources
FAFSA Help
For additional information, please contact:
Brenda Beymer-Chapman, J.D.
Project Manager, Social Studies and Personal Financial Literacy
(405) 522-3523
Brenda.Chapman@sde.ok.gov