This rate schedule is provided to the employer by the insurance carrier when they enter into the contract for group health plan coverage. Insure Oklahoma uses the schedule to determine the percentage Insure Oklahoma, the employer, and employees will be paying of the premium. The final rate schedule should: identify the applicable carrier and qualified health plan; list medical premiums separately from any other benefits, such as dental coverage or life insurance; and separate medical premiums by member unit (employee only, employee plus spouse, employee plus children, or family).