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HMOs and PPOs

Plans for current employees and dependents, eligible former employees, surviving dependents, and COBRA participants.

Welcome, State of Oklahoma. We've got you covered. Everywhere you go, your health care is connected to you. It’s important when selecting health insurance to choose a plan that benefits you by providing easy and broad access to care, while meeting all your health care needs at little to no out-of-pocket cost. We’ve made understanding your BlueLincs HMO benefits easy, so that you can focus on what matters.

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CommunityCare is one of the largest health insurance companies in Oklahoma and is locally owned and operated by Saint Francis Health System and Ascension St. John in Tulsa. CommunityCare offers a wide variety of group products, including an HMO and Medicare Advantage plan.

We live and work in the community with you! If you ever have questions, feel free to call our Customer Service team 8 a.m. to 6 p.m. Monday through Friday at 918-594-5242 or 800-777-4890. Make sure you identify yourself as a State of Oklahoma member. 

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Health insurance doesn't have to be a headache. At GlobalHealth, your benefits begin on day one of coverage, which means you don't have to meet any deductibles before you use your GlobalHealth plan. With money-saving benefits, along with the security of a broad network of physicians and hospitals to choose from, taking care of you and your family has never been so easy. For a full list of exclusions and limitations visit
877-280-5600 (TTY: 711)

More about GlobalHealth,Inc. 

HealthChoice High and High Alternative, Basic and Basic Alternative, and High Deductible Health Plan

HealthChoice is your plan of choice. There are five health plans available providing flexibility, savings and budget-friendly options. We are sure that one will meet the needs for you and your family. 

All HealthChoice plans are PPO plans, which offers you the freedom to see any provider you choose by providing both network and non-network benefits. These plans offer several value-added benefits such as bariatric surgery, telemedicine and care management. The HealthChoice Select program is also included with all plans where select services and procedures can be covered at 100% of the bundled allowable fees with no out-of-pocket costs to members. 

For more information on the HealthChoice plans, contact our Member Services team at 800-752-9475 or 405-717-8780 or visit the website by following the link below.

More information on HealthChoice

Medicare Supplement Plans

Plans for Medicare eligible former employees and dependents.

Welcome, State of Oklahoma retirees. We've got you covered with two Medicare plan options. Both include the benefits of original Medicare and Part D prescription drug coverage. You can see any doctor that accepts Medicare, and you never need a referral to see a specialist. You’re covered anywhere you travel in the U.S.

BlueSecure and Blue Cross Group MedicareRx (PDP) work together with original Medicare to lower your out-of-pocket costs and help cover your medical, hospital and prescription drug costs. It also covers skilled nursing facility care, Medicare Part A and B deductibles, and emergency care when you travel outside the United States. Blue Cross Group MedicareRx also covers many commonly used outpatient prescription drugs.

More about BlueSecure and Blue Cross Group MedicareRx (PDP)

HealthChoice is proud to offer the HealthChoice SilverScript Medicare Supplement High Option and Low Option plans for our former and retired members. Both supplement plans provide the same medical benefits, allowing you to see any doctor throughout the U.S. that participates with Medicare. Medicare will continue to be your primary insurance. 

HealthChoice will pay your Part A hospitalization deductible and you will be responsible for the Part B deductible. After the Part B deductible has been met, HealthChoice pays 20% of Medicare approved amounts. Both plans include Medicare Part D prescription drug coverage, keeping all coverage in one place for members. The prescription drug benefit differs between the two plans. For more information call 800-752-9475 or 405-717-8780 or visit the website by following the link below.

More about HealthChoice

Medicare Advantage Prescription Drug (MAPD) Plans

Plans for Medicare eligible former employees and dependents.

Welcome, State of Oklahoma retirees. We've got you covered with two Medicare plan options. Both include the benefits of original Medicare and Part D prescription drug coverage. You can see any doctor that accepts Medicare, and you never need a referral to see a specialist. You’re covered anywhere you travel in the U.S. 

BCBSOK-MAPD is a Medicare Advantage plan that bundles prescription drug coverage and supplemental benefits with original Medicare. It’s your one-stop shop for all your health insurance needs. It covers most commonly used services such as provider visits, inpatient and outpatient hospital services, emergency care and prescription medicines. 

Your Medicare paperwork, claims and benefits are managed so you have only one convenient call to make when you have questions. 

More about BCBSOK – MAPD

CommunityCare’s Senior Health Plan (HMO) members are served by Oklahoma’s largest, locally owned health insurance company.

CommunityCare is owned by Saint Francis Health System and Ascension St. John – and we have the only Medicare Advantage plans contracted with these two premier health systems. Additionally, Senior Health Plan has the highest customer satisfaction rating for Medicare plans in Oklahoma!

We live and work in the community with you! If you ever have questions, feel free to call our Customer Service team at 918-594-5323 – make sure you identify yourself as a State of Oklahoma retiree. You can also visit us at our Senior Center in Tulsa from 8 a.m. to 5 p.m. Monday through Friday at 4720 S. Harvard.

More about CommunityCare

Benefits designed with you in mind:

  • Unlimited $0 primary care physician visits. 
  • No medical or drug deductibles. 
  • Prescription drug coverage. 
  • A low maximum out-of-pocket of only $3,450 (does not include prescription drugs). 
  • A routine eyewear benefit.
  • A routine hearing evaluation and $500 toward hearing aids. 
  • A fitness benefit. 
  • And more!
855-620-5388 (TTY: 711) 

Celebrate retirement by saving big on your health insurance!

GlobalHealth is an HMO plan with a Medicare contract. Enrollment in GlobalHealth depends on contract renewal. By calling the listed number you may be speaking to a licensed sales representative.

More about GlobalHealth,Inc. 

The Humana plan is available for State of Oklahoma Medicare-eligible retirees residing anywhere in the United States. It provides you all of the benefits of Medicare, plus extra benefits, maximum out-of-pocket protections, national coverage for office visits (including routine physical exams), inpatient and outpatient hospital, pharmacy, emergency coverage and more. 

Coverage that fits the way you live

When you become a member of the Humana family, you can expect healthcare designed with you in mind—that meets you where you are today and delivers care that takes you to where you want to be.

Care delivered how and where you need it

We can help you manage complex or chronic health conditions. A Humana nurse can meet you at home, in the hospital, by phone or email to provide valuable support and help you reduce complications.

Benefits that put you first

Our health and well-being tools and resources make it easy to set health goals, chart your progress, strengthen your mind and body and build connections with others. It’s about giving you the things you expect from an insurance company—and then finding more ways to help make your life better.

More about Humana


BlueCare Dental offers two affordable plans to meet your budget – both have access to the same dental network across the entire country, so you can always find a dentist no matter where you are. Our plans provide coverage for preventive services like checkups, cleanings and basic X-rays at zero cost to you; something else to smile about!

More about BlueCare Dental

The Cigna prepaid dental plans are simple, predictable and affordable. All covered dental services are listed in your plan’s specific Patient Charge Schedule, so you can always count on predictable coverage and affordable out-of-pocket costs at the dentist (must be in-network) when planning your and your family’s dental care.

Call and speak with a live customer service advocate 24/7/365 to find an in-network dentist near you.

More about Cigna

Delta Dental of Oklahoma is the state’s leading dental benefits provider, offering the largest network of dentists and a 99% member satisfaction rating. Two quality dental benefit plan options are available to state employees. 

Delta Dental PPO covers preventive care at 100% and provides access to both the Delta Dental PPO and the Delta Dental Premier networks. Delta Dental PPO – Choice is a low-cost program that gives eligible members access to the Delta Dental PPO network. Costs are determined by a set fee table which outlines the copayment for each covered service. 

Subscribers are welcome to receive treatment from the licensed dentist of their choice, but will enjoy lower out-of-pocket expenses when visiting a Delta Dental PPO participating dentist.  

More about Delta Dental

At HealthChoice, we love to make you smile. HealthChoice offers members a convenient and easy-to-use full-service dental plan. Members can use any dentist of their choice but will see a greater benefit by using a network provider. 

HealthChoice covers preventive services at 100%, including routine oral exams and cleanings. Basic services such as fillings, extractions and oral surgery are covered at 85%, while major services like implants, partials and dentures are covered at 60%. These services have a yearly maximum benefit of $2,500/person. Orthodontia is available for children under the age of 19 that have been on the HealthChoice plan for 12 consecutive months. 

These services are covered at 50% with no lifetime maximum benefit. For more information visit

More about HealthChoice Dental

MetLife dental plans always include access to one of the nation's largest dental networks, with benefits administered by a trusted brand with competitive premiums. Choose a plan that fits your specific needs and protect your health and your wallet. Learn more about MetLife Dental Insurance today.

More about MetLife

Sun Life is proud to provide State of Oklahoma employees with a competitive dental plan accompanied by one of the largest PPO dental networks in the state and nation. With more than 1,300 unique Sun Life Dental Network dentists in Oklahoma, you are likely to find the one dentist you want. You can visit any dentist; however, using one in our network can reduce your out-of-pocket expenses and stretch your dental benefits dollars further. 

Having served State of Oklahoma employees for more than 22 years, Sun Life is a dental partner you can count on to help make using your dental benefits easy.

Visit Sun Life’s Dental Health Center


Oklahoma owned and operated since our beginning in 1994, PVCS offers access to unlimited quality eye care services and wholesale cost for popular eyewear when needed. Using a network of selected independent optometrists and ophthalmologists, PVCS provides a competitive vision care benefit with quality services, as many pairs of prescription glasses as wanted and/or annual supply of contact lenses per plan year, all covered by the plan wholesale purchase benefit.

We look forward to serving you!

More about Primary Vision Care Services

Superior Vision’s mission is to help members enjoy the wonder of sight through healthy eyes and vision. We care for our clients and members by delivering broad and affordable access to vision care, unwavering Superior service, and resources to help them make informed vision care choices that offer the greatest value.

More about Superior Vision

The Vision Care Direct Plus Plan offers you free upgrades on premium anti-reflective, UV coatings, and HD no-line progressive lenses for only $30, including your exam.

Our focus is on delivering the very best patient care with quality materials at an affordable price. If you do the math, you will see with VCD you pay less out of pocket at your doctor’s office. Be sure to use the VCD Plus Network to receive free upgrades. We also have Standard Providers for expanded coverage but you will get the greatest discount at a Plus Plan Provider.

VCD is Oklahoma owned and operated, which means your customer service is local and you’re supporting a local business. If you have questions, call 855-918-2020 or email

More about Vision Care Direct


Eye care is all-of-you care. Enroll in VSP® Vision Care to take care of your eyes and overall health. As a member, you get access to the quality eye care you need to stay healthy with the value and savings you deserve. You'll enjoy personalized eye care and a wide selection of featured frame brands when you see a VSP network doctor. 

Plus, maximize your coverage with bonus offers and savings exclusive to Premier Program provider locations – including thousands of private practice doctors and over 700 Visionworks retail locations nationwide. 

More about VSP


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