Drummond continues fight for Oklahoma homeowners in State Farm response

OKLAHOMA CITY (Feb. 5, 2026) – Attorney General Gentner Drummond filed a response yesterday opposing State Farm Fire and Casualty Company’s petition asking the Oklahoma Supreme Court to block his intervention to protect Oklahoma homeowners.

The filing includes a letter from Oklahoma Insurance Commissioner Glen Mulready formally requesting Drummond’s continued investigation, intervention and prosecution in Hursh v. State Farm et al. over a coordinated scheme to limit roof-related insurance payouts by denying or reducing valid hail and wind claims.

“This case affects all Oklahomans with State Farm policies and threatens the integrity of the state’s insurance marketplace,” Drummond said. “I appreciate the opportunity to work with Commissioner Mulready to ensure homeowners insurance consumers are protected. I will always fight for hardworking Oklahomans and to hold businesses accountable to the law.”

Mulready said he wants all Oklahomans to have a fair and competitive insurance marketplace.

“Our collaborative work is in the best interests of Oklahoma consumers,” Mulready said. “My priority since 2019 has been consumer protection and making sure all Oklahomans have a fair and competitive insurance marketplace to serve their needs. The work on this case doesn’t stop us from carrying out our constitutional and statutory authority we use to hold insurers accountable for any market conduct issue, and I appreciate Attorney General Drummond for his work to investigate and pursue these matters.”

Drummond filed his motion to intervene in December, asserting that while State Farm marketed its policies as providing full roof replacement-cost coverage, the company predetermined claim outcomes to meet corporate savings targets rather than honoring policy promises. Drummond asked the court to award penalties, damages, structural reforms and the recovery of profits State Farm allegedly obtained through its scheme.

Drummond said profiting from increased premiums while reducing claim fulfillment undermines public confidence in the insurance system and places Oklahoma homeowners at unacceptable risk.

Drummond maintained in yesterday’s filing that he has express legal authority to intervene in the case to protect the collective interests of Oklahoma insurance consumers.