FAQ

Option Period is the annual enrollment period when current and former employees can make plan elections for the upcoming year. 

Current employees 
During Option Period, current employees can make the following changes for themselves and their dependents: 

• Enroll in plans.

• Change plans or drop coverage.

• Add, increase or decrease life insurance coverage (with approved life insurance application).

• Add or drop eligible family members from coverage.

Former employees 
During Option Period, former employees can:

• Change health and/or dental plans currently in place.

• Drop coverage and/or dependents.

• Decrease life insurance coverage.

• Enroll in or change vision plan

Option Period changes are effective Jan. 1 of each new plan year. One exception is when a member’s life insurance application is delayed for additional information. If this occurs, the effective date of the life insurance is the first day of the month following approval of the application.

Current employees 
Your Option Period materials will be either mailed to you or distributed to you by your insurance coordinator. If you did not receive your Option Period materials by mail, contact your insurance coordinator. 

State agency employees 
Contact your benefits partner for information about your Option Period materials. 

Pre-Medicare former employees/survivors and COBRA participants
Your Option Period materials will be mailed to you and will include information on how to access your Option Period guide. If you did not receive your Option Period materials by mail, call EGID Member Services at 405-717-8780 or toll-free 800-752-9475. TTY users call 711.

Medicare-eligible former employees 
Option Period materials, including your Option Period Enrollment/Change Form and Benefit Options Guide, will be mailed to you. 

Note: If you are retiring after Oct. 1 of the current year, please contact EGID Member Services for the appropriate materials. 

Current employees 
Check with your insurance coordinator about the need to return your form even if you are not making any changes. Your insurance coordinator sets the deadline for you to return your Option Period Enrollment/Change Form. 

Former employees 
Forms with changes must be returned, postmarked, or faxed to 405-717-8939 by Dec. 7. If you do not have any changes, do not return your form. 

This is the Employee Benefit Options Guide. 
The Benefits Enrollment Guide for state employees is on the Employee Benefits page.

Yes. If you make changes to your coverage, you will receive a confirmation statement by mail from the Employees Group Insurance Division. The statement identifies: 

• Your coverage for the upcoming plan year.

• The effective date of your coverage.

• Your monthly premium (before any contribution from your employer or retirement system).

Review your confirmation statement for errors. To report errors: 

• Current employees should contact their insurance/benefits coordinator.

• Former employees, survivors and COBRA participants should call EGID Member Services at 405-717-8780 or toll-free 800-752-9475. TTY users call 711.

• Once corrections are made, an amended statement is sent to you.

Note: If you make no changes to your coverage, keep your Option Period  Enrollment/Change Form as your confirmation of coverage.  

Education and local government employees  
You can make changes to your original Option Period elections by contacting your insurance coordinator to complete a blank Option Period 
Enrollment/Change Form. Please write "Supersede" at the top of the form. You will need to contact your insurance coordinator regarding the deadline to make changes. 

State employees with EBD employers 
You can make changes to your elections until the online enrollment system closes on Oct. 31.  

Former employees, survivors and COBRA participants 
Prior to the Dec. 7 deadline, you can make changes to your original Option Period elections: 

• Call member services at 405-717-8780 or toll-free 800-752-9475. TTY users call 711 and request a form. 

• Download a blank form from this page and mail it to EGID.* 

• Write to EGID at 2401 N. Lincoln Blvd., Ste. 300 Oklahoma City, OK, 73105. * 

*Whether sending in a form or just making your request in writing, you must write "Supersede" at the top. This supersede form must be postmarked no later than Dec. 7. 

Your Option Period form and materials will be mailed to you. You will need to  complete the Option Period Enrollment/Change Form Medicare Former Employees and Surviving Dependents. If you did not receive this form, you can find it on this page. 
If you and/or your Medicare-eligible dependents are enrolling in or changing to a different Medicare supplement or MAPD plan, you/they must complete the two following forms and mail to EGID: 

1. Option Period Enrollment/Change Form Medicare Former Employees and Surviving Dependents. 

2. Application for Medicare Supplement With Prescription Drug Plan or 
Application for Medicare Advantage Prescription Drug (MAPD) Plan. 

You and your dependents may elect a different plan level. However, you must remain within the same plan carrier; e.g., plan name is HealthChoice, you choose High Option and your spouse chooses Low Option. 

You are strongly encouraged to attend one of the virtual retiree Option Period meetings or the benefit fairs for Medicare-eligible members to learn more about your retirement options. 

After leaving active employment, you cannot add dependents to any  coverage except vision. Dependents can be added to any benefits lost within 30 days of a qualifying event.  

Yes. A spousal signature is required if you cover your children on health, dental  and/or vision and are not including coverage for your spouse.  

Yes. A common-law spouse signature is required if you cover your children on health, dental and/or vision and are not including coverage for your spouse. You will need to sign a Common-Law Spouse Certification and turn it in to your insurance coordinator once a common-law marriage is publicly declared. 

Yes. A primary care physician is required when you select an HMO health plan (a primary care dentist is required for a prepaid dental plan) for you and/or your dependents.  

Current employees 
Yes. Life insurance can be added or increased ONLY upon completing a life insurance application and receiving EGID approval. Application must be obtained from your insurance coordinator. A Beneficiary Designation Form is required when enrolling in life insurance. If you have life insurance and choose to increase, an updated beneficiary form may be necessary. It is also best practice to update your beneficiary form. 

Former employees 
Pre-Medicare and Medicare members are not allowed to add or increase life insurance once they have left employment. As a former employee, you can only drop or decrease the amount of life coverage currently in place. 

All Option Period enrollment/change forms are either mailed directly to you or delivered by your coordinator. All other forms are located under Forms on this page.