Summary
Emergency financial preparation is key to a well-rounded preparedness plan. If a disaster wipes out electonic payment methods, do you have cash on hand? Do you have your financial records and institution information stored in a safe, accessible place?
This 9-post toolkit was released as part of the Oklahoma Department of Emergency Management's yearlong 12 Ways to Prepare social media campaign in 2024. This campaign aimed to meet residents where they were at with informational action items, encouraging them to be #ReadyOK while equipping them to that end. March's focus was Save for Emergencies, which encouraged residents to practice preparedness-focused money methods and equipped them to ensure their insurance coverage was complete.
1. Review
CHECK ✅ In February, we learned how to #MakeaPlan for disasters, and March brings a new way to prepare: #SaveForEmergencies! 🤑
We’ll be sharing tips throughout this month, but you can always find the info at oem.ok.gov and ready.gov.
#ResolveToBeReady #12WaysToBePrepared #ReadyOK #OklahomaWay
2. Intro
(3/12) Putting away money is hard, but it pays off when disaster strikes.
No matter your income level:
1- Rebuilding your life after a disaster or other emergency is challenging
2- #YouCan take steps now to financially prepare for an emergency 💪👏
Start planning now to make survival and recovery easier. Visit oem.ok.gov and ready.gov for steps toward financial emergency preparedness.
#12WaysToPrepare #ReadyOK
3. Running Wild
Take control 🤠 These are your dollars. Know where they're going! You have the power to give yourself some padding for the unforeseen.
Research budgeting methods to find which one works best for your family, and implement it! A general rule of thumb is to save 3 to 6 months of living expenses in a savings account that can be accessed in any crisis 💸
#YouCan #SaveForEmergencies #ReadyOK
4. Emergency Financial First Aid Kit
EFFAK! It’s not an expletive. It’s one of the many acronyms we, in government, adore 😇
FEMA’s Emergency Financial First Aid Kit is a top-notch tool you can use to get your finances in order and prepped for an emergency. Gather up your documents and work through this packet one page at a time. When you’re done, keep it in a safe place. It may take a while, but it will be worth it to have what you need at your fingertips if disaster strikes.
Download your EFFAK today at https://www.ready.gov/sites/default/files/2020-03/ready_emergency-financial-first-aid-toolkit.pdf
#YouCan #SaveForEmergencies #EFFAK #ReadyOK
5. Keep Cash in a Safe Place
When disaster strikes, you may feel like you're living in the wild west.
🔴 Keep emergency cash in small bills at home in a safe place, such as your fireproof and waterproof safe.
❗It is important to have small bills on hand because ATMs and credit cards may not work during a disaster when you need to purchase necessary supplies.
#YouCan #SaveForEmergencies #ReadyOK
6. Stay Up on Insurance
So you’ve budgeted for emergencies AND have some cash on hand 👏🥳 NOW it’s time to mosey on over to the Oklahoma Insurance Department’s website to find all sorts of information to help you ensure you’re getting the coverage you need. Just 8 seconds spent there could help get you on the right track! 🤠
Obtain 🏡 property, ❤️ health and 👨👩👧👦 life insurance to be prepared for and avoid financial emergencies.
Visit https://www.oid.ok.gov/consumers/insurance-basics/ for information and tips and https://www.oid.ok.gov/consumers/ for help.
#YouCan #SignUpforInsurance #SaveForEmergencies #FinancialPreparedness #ReadyOK
8. Health & Life Insurance
Sometimes it just doesn’t make sense, or it sounds like a different language! 😵💫 But having the right health and life insurance is CRITICAL to your family’s well-being. Help yourself weather an emergency or disaster situation and get your insurance in order today! The Oklahoma Insurance Department has all sorts of helpful information online and assistance available–including a health insurance glossary for those headache-worthy terms!
Visit https://www.oid.ok.gov/consumers/insurance-basics/health-insurance/ and https://www.oid.ok.gov/consumers/insurance-basics/life-insurance/ for everything you need to know to get the coverage you need 👍
#YouCan #SignUpforInsurance #SaveForEmergencies #FinancialPreparedness #ReadyOK
8. Flood Insurance
Homeowners insurance does not typically cover flooding 🌊 Review your policy to make sure the amount and types of coverage you have meets the requirements for all possible hazards. Find out how at https://www.oid.ok.gov/consumers/insurance-basics/disasters/floods/
#YouCan #SignUpforInsurance #SaveForEmergencies #FinancialPreparedness #ReadyOK
9. Earthquake Insurance
Recent earthquakes have you rattled? 🫨 If you’re wondering whether you need earthquake insurance, mosey on over to the Oklahoma Insurance Department’s website 👢 It has a #FAQ section with the answers you need!
Find it at https://www.oid.ok.gov/consumers/insurance-basics/disasters/earthquakes/
#YouCan #SignUpforInsurance #SaveForEmergencies #FinancialPreparedness #ReadyOK
