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Physician Loan Repayment Program


Loan repayment is made possible by the State of Oklahoma through the Oklahoma Health Care Workforce Training Commission in order to offer the following benefits:

  • Assistance to Oklahoma licensed primary care physicians who agree to establish a practice in a rural community located in Oklahoma approved by the Commission.
  • Access to medical care and services to Oklahoma citizens in rural and underserved areas with special emphasis to Medicaid and Medicare recipients.


Applicant must:

  • Be licensed to practice medicine in Oklahoma.
  • Be a primary care physician. Primary care includes family medicine, geriatrics, general internal medicine, general pediatrics, obstetrics/gynecology or emergency medicine. (general surgery pending)
  • Have legitimate, documented medical educational loans through an educational loan institution.
  • Not have any service obligation that would conflict with this obligation.
  • Not be currently practicing in a rural Oklahoma community.

Amount of Loan Repayment

$200,000.00 maximum for four years.
$50,000 first year, $50,000 second year, $50,000 third year, and $50,000 final year.
Based on amount of educational loans to be repaid.

Practice Obligation

Lump sum yearly payments are made at the conclusion of each obligated practice year. Financial assistance may be extended to a maximum of four years. This a public/private sponsored program.

Physicians on Loan Repayment should reside in the community area in which they serve.

Further Information

Non-Qualifying Communities
Due to the rural aspect of the scholarship, communities near Oklahoma City and Tulsa may not qualify for residency location.

Application and Contract

Current Participant Documents and Information


Cher Golding
Deputy Director/Physician Loan Repayment Oversight

Oklahoma Health Care Workforce Training Commission
Robinson Renaissance Building
119 North Robinson Avenue, Suite 520
Oklahoma City, OK 73102
T: 405-768-2250
F: 405-768-2263

Last Modified on May 24, 2024