Life Insurance

The Employees Group Insurance Division offers a group term life insurance plan to eligible state, education and local government employees, former employees and their dependents. The HealthChoice Life Insurance Plan is the group term life insurance plan. Term life insurance pays benefits upon the death of the insured. There is no cash surrender value.

For employees, the HealthChoice Life Insurance Plan includes Basic Life and optional supplemental units with some accidental death and dismemberment benefits. Dependent Life is also an option. There are three levels of Dependent Life benefits and one set premium per level, regardless of the number of dependents covered.

For additional information please refer to the HealthChoice Life Insurance Handbook.