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Starting September 1st, 2024, new tag laws will go into effect that all Used Motor Vehicle Dealers must follow!

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1.  What paperwork must be completed when a vehicle is sold?

A dealer must reduce every sales agreement to writing. The forms to be used shall include a Sales Contract (Bill Of Sale); a We Owe form for additional items; an Odometer Statement for any vehicle within the last ten model years; a Buyer’s Guide; a Condition of Sale, i.e., a warranty, service contract or warranty disclaimer; a written notice of thirty (30) day title transfer requirement and receipt for delivery of certificate of title to the buyer, and a financing or security agreement, if applicable. If a vehicle sale is contingent upon financing approval, a spot delivery form should also be used. All forms must be approved by the Commission. Most forms sold by the Dealer Associations have already been approved.


2.  What about internet sales?


Vehicles sold on the internet by an Oklahoma dealer require the execution of the same paperwork as any other vehicle sale. It may take more time, but it must be done. The sale is deemed by this Commission to have taken place in Oklahoma and is subject to all of the legal requirements of a local sale.


3.  How long does a dealer have to deliver a title to a purchaser?

Oklahoma law states that the title to a vehicle is to be delivered to the purchaser at the time of the delivery of the vehicle. The only exception to that is that the title may be delivered to the lending institution financing the purchase and the lending institution shall have twenty-five (25) days to perfect its lien and thereafter deliver the title to the purchaser. Failure to deliver certificates of title within thirty (30) days of the sale of the vehicle violates Title 47 statutes. 


4.  What about vehicles with Indian nation titles and tags?

Before you purchase a vehicle with a title from one of the Indian Nations, you should first verify that the title holder is a member of the tribe from which the title was issued and get a copy of the Certified Degree of Indian Blood (CDIB) card for at least one of the persons on the front of the title. If the title holder is not a member of the tribe, when the vehicle is titled in the State of Oklahoma you may be required to pay all of the title, excise, tag and registration fees that should have been paid since the vehicle was last titled in the State of Oklahoma. Additionally, you should verify with Service Oklahoma that there are no outstanding liens on the vehicle besides what appear on the Indian title.  

5.  How long does a dealer have to complete the sale in a spot delivery?

If a dealer makes a sale, contingent upon the purchaser obtaining financing for the purchase, the dealer must complete the sale within twenty (20) days of the delivery of the vehicle. If the deal is not completed within that time frame the purchaser may elect to rescind the purchase, and the dealer may be subject to a One Hundred Dollar ($100.00) fine.

6.  Are deposits refundable?


If a dealer takes a deposit on a vehicle, the dealer shall give the consumer a written receipt. The receipt should specify the length of time the deposit will hold the vehicle and whether the deposit is refundable. If no written receipt is made or if it is not noted on the receipt that the deposit is not refundable, it shall be deemed to be refundable.

7.  May a dealer collect fees for “tag, title and tax”?

Oklahoma law prohibits a dealer from procuring or acting as the agent for the registration and licensing of a used motor vehicle. A dealer may include in the purchase price the cost of tag, title and tax. The term “tag, title and tax included” could be used to make this assertion. The phrase “We pay tag, title and tax” would not be proper.

8.  May a dealer sell a vehicle to a minor?

The age at which a person can legally contract is 18. A minor making a contract has by law until his/her 19th birthday to void the contract. If a dealer wishes to sell a vehicle to a minor, the best course of action is to contract with the minor’s parent or legal guardian.  

9. What is a branded title?

A branded title is an official designation on a vehicle's title paperwork that indicates the vehicle has experienced certain events or conditions that may affect its value.

10. How do I know if the vehicle I purchased is branded?

All dealers are required to disclose title brands to their customers on the bill of sale. On the bill of sale, you can typically find the title disclosure noted near "Type of Title".

11. Did I purchase a lemon?

The State of Oklahoma does not have a lemon law for used vehicles.

12. Why was I charged more than the vehicle's advertised price?

The only charges that may be excluded from the advertised price of the vehicle are state and local taxes, license, title, and processing fees/document fees. Although some dealerships may require you to provide a copy of the vehicle advertisement with the special internet price at the time of sale, internet prices should be requested before a contract is agreed upon. Dealers are not required to inform customers of internet price specials.

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