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Library: Policy

OKDHS:10-1-8. Maximum reserve

Issued 4-1-98

     Maximum reserve is a term used to designate the largest amount which an applicant or recipient can hold in one or more capital resources (in addition to the home and other exemptions described in

) and still be considered eligible for AFDC from the standpoint of need. Such reserve may be held in any form or combination of forms of capital resources.

  • (1) Maximum AFDC reserve. The maximum reserve is shown on Appendix C-1, Schedule IX.C. The resources of all members whose needs are included in the AFDC payment are considered in determining the reserve for the family, as well as an otherwise eligible member whose needs are not included in the grant. For "needy caretaker" see (2) of this Section.
    • (A) When both parents are in the home and one parent is included in an A, B or D case and the spouse is included in an AFDC case with the children, the resources of both parents are evaluated in relation to eligibility for SSI and therefore not considered on the AFDC case.
    • (B) If a parent (natural or adoptive) or dependent child is not included in the grant because of failure to assign support rights or cooperate in an effort to obtain child support, failure to participate in the Work Registration Programs, failure to apply for or provide a social security number, or is an alien, this person's resources are considered (along with the resources of the eligible children) in computing maximum reserve.
  • (2) Consideration of resources of a relative payee other than a natural or adoptive parent. A relative-payee can only be included in the assistance payment when the natural or adoptive parent is not in the home and he/she also meets the definition of a needy caretaker. A stepparent may be included in the assistance payment when the natural or adoptive parent is either incapacitated or not in the home.
    • (A) If a relative-payee is not eligible to be included in the AFDC grant or is eligible but does not request to be included, consideration is not given to his or her resources or the resources of his or her spouse in determining eligibility of the children.
    • (B) A relative-payee is considered resource eligible as a needy caretaker if the reserve for the case does not exceed the maximum reserve shown on Appendix C-1, Schedule lX.C.
    • (C) Only one "needy caretaker" may be included in the AFDC grant when parents are not in the home. If the "needy caretaker" has a spouse who is not an SSI recipient, one-half of their combined resources are considered to be the "needy caretaker's" resources. If the spouse of the "needy caretaker" is an SSI recipient, consideration is not given to his/her resources.
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