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Fire Department Insurance Program

Effective September 11, 2023:

260:70-11-2(D)(3): The loss must be reported to Risk Management within seven (7) days of learning of the occurrence of a loss. Failure to report a loss will result in the denial of coverage.

For additional rule changes, visit the Oklahoma Administrative Code webpage.

What is FDIP?

The Fire Department Insurance Program (FDIP) provides affordable insurance for Oklahoma fire departments that are formed under Title 11, 18, and 19.

Just as you protect the public when disaster strikes, FDIP responds when disaster strikes you by providing full protection as specified under state law.

Rates

Reporting an Incident

  1. Immediately report the incident to the police so it can be investigated and documented;
  2. Immediately notify your supervisor or fire chief;
  3. Supervisor or fire chief must notify State Risk Management (SRM).
  4. Take photographs of the incident scene including any damaged vehicles or property. Provide photographs to your supervisor or fire chief.

Programs

Learn more about our programs and services.
 

Forms

Find the right forms to get the coverage you need or to file an incident.

Have Questions?

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Last Modified on Apr 16, 2025
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