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Resource Transfers

SNAP applicants or recipients may not knowingly transfer resources in an attempt to qualify for SNAP. The SNAP Unit will disqualify any household proven to have knowingly transferred resources.

The Meaning of "Knowingly"

The person must intend the transfer to make the household eligible for SNAP.

These reasons do not meet the intent requirement.

  • The person transferred the resource for a reason other than qualifying for SNAP.

  • A household sold or traded the resource at, or near, fair market value.

  • A household member transferred a resource to another household member.

  • The transfer involved resources that otherwise would not affect eligibility.
  • Examples include

Transfer Timeframe

This rule limits transfers three months before an application and after OKDHS determines the household is eligible. Ask at application whether the household has transferred countable resources to obtain SNAP eligibility.

Persons Affected

It applies to any person who SNAP rules count his or her resources for the household. This means not only household members but also ineligible aliens and disqualified household members may not knowingly transfer resources.

Disqualification Period

When you believe the household knowingly transferred resources, contact the SNAP Unit. They will provide direction on how to apply the disqualification.

The length of the disqualification does not depend not on the amount transferred. It depends on how much, if the transferred amount had been included, the household would have exceededapplicable resource standard. Add all countable resources to the countable amount transferred, and then subtract the applicable resource standard. Use the chart below to determine the appropriate disqualification period.

Disqualification Period

Amount in excess of the resource limit ​Months Disqualified
​​$0 to $249.99 ​​1
​​$250 to $999.99 ​​3
​​$1,000 to $2999.99 ​​6
​​$3,000 to $4,999.99 ​​9
​​$5,000 or more ​​12

Example 1:

While receiving SNAP, Luke won $220,000 through the lottery. OKDHS closed his SNAP benefit on May 1. He reapplied for SNAP benefits on June 5. During the interview, you confirm his countable resources are below the applicable resource standard and ask how he spent his winnings. He confirms he purchased a house and paid off old bills with the winnings. Did he violate the SNAP transfer rule?

No, Luke has purchased an excluded resource and paid his old bills. Since he incurred these bills at the market rate, this spending do not violate the SNAP transfer rules.

Example 2:

Frank received $5,000 from a horse race while on SNAP. His worker closed the SNAP benefit on November 1. The SNAP household included Frank and his wife. Neither is elderly or disabled. Frank reapplies on November 2. He verifies he spent $1,000 on furniture and gave $4,000 to his daughter, so he could get back on SNAP. The household has $1,000 in other countable resources. Did he violate the transfer rule, and if so, what is his disqualification period?

Yes, he did. Since his intent was to regain SNAP access, he "knowingly" transferred resources. You must determine his disqualification period. This is based on how much the household would have exceeded the applicable resource standard without the transfer. Since there are no elderly or disabled household members, the applicable standard to regain eligibility is the one for households without an elderly or disabled member.

To determine the disqualification period, add the amount he transferred and his other countable resources ($4,000+$1,000=$5,000). Subtract this amount from the $2,250 regain standard. The household would have been over the resource standard by $2,275 without the transfer ($5,000-$2,250=$2,275). This is potentially a six-month disqualification. Contact SNAP for guidance on how to proceed.

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